Call US: 208.467.9144
If you’re planning to purchase a manufactured home, here’s what to gather first:
Income & Credit Have your income information ready and know your approximate credit score.
Choose a home you’d like to apply with. You must have a home in mind to get prequalified, but don’t worry — if you later decide on a different home, we can adjust as long as it meets the same criteria.
List your monthly obligations such as car loans, credit cards, or other debts.
Decide how much you can put down. Our minimum is 5%, plus some closing costs.
If you’re refinancing your manufactured home loan, here’s what to have on hand:
Gather your income information and approximate credit score.
Know your current insurance premium, property tax amounts, and your remaining loan balance.
List your ongoing monthly payments (credit cards, auto loans, other liabilities).
Decide whether you’d like cash out or to use your refinance to pay off existing debts.
Once you’ve prepared your information and reached out, here’s a simple look at what happens next:
Getting started is quick and simple. Share a few details with us, and we’ll point you in the right direction — no pressure, just honest guidance.