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Home Refinancing

Unlocking Savings and Stability Through Refinancing

Refinancing your manufactured home loan can be a smart way to lower your monthly payment, adjust your loan terms, or free up cash. At Northwest Housing Services, we’ll help you explore your options and decide if refinancing is the right move for you.

What This Service Includes:

When you refinance with us, we’ll work with you to:

  • Lower your interest rate (if market conditions allow).

  • Adjust your loan term — shorten it to pay off faster or extend it for lower monthly payments.

  • Consolidate debt or roll in other liabilities to simplify your finances.

  • Access cash-out options if you’d like to use your home equity for other needs.

Streamline the process with step-by-step guidance, keeping everything simple and stress-free.

What You’ll Need to Get Started?

Before contacting us, it helps to have a few details ready:

  • Your income information and approximate credit score.

  • Current balance owed on your home.

  • Your insurance and property tax amounts.

  • A list of your monthly liabilities (car loans, credit cards, etc.).

  • An idea of whether you’d like cash out or simply a better rate.

This information helps us determine what refinancing solutions fit your situation best.

Send Us a Message!

Or

Start Your Journey

See if financing a manufactured home is right for you. This quick form isn’t a loan application — it just helps us point you in the right direction.

Get Started Form
Our Process

How Financing Works

We keep the path to financing clear and simple. Here’s what you can expect when you work with us

Step 1

Prepare & Apply

  • Gather your income details and approximate credit score
  • List your monthly liabilities (loans, cards, etc.)
  • Use our Get Started form to share basic info

Step 2

Review

  • We review your details and required documents
  • Guidance through each step of the paperwork
  • Appraisal ordered on your home

Step 3

Close

  • Final approval from underwriting
  • Closing scheduled (usually within 45 days)
  • You move forward with confidence
Learn More About the Process
A Reputation Built on Results

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Why Choose Us

Why Choose Northwest Housing Services?

We know you have choices when it comes to financing. Here’s why so many families trust us:

01.

Fast Credit Decisions

No long, drawn-out wait times. We respect your time and move quickly.

02.

Friendly Guidance

You’ll always deal with real people who care about your success.

03.

Specialized Expertise

Manufactured homes are different — and we know the ins and outs of financing them.

04.

Family-Run Legacy

For over two decades, this business has been built on honesty, service, and personal relationships.

Take the Next Step

Ready to Explore Your Options?

Refinancing could help you save money, restructure your payments, or access cash for life’s big moments.

Get Started Today

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